Tuesday 27 January 2015

Travel Insurance: Finding the Best Deals

Whether you want a simple policy, or you're looking for something more complex, such as travel insurance outside UK, it’s important that you find the best deal. For some of you, ‘the best deal’ means finding the best price. However, in our opinion, ‘the best deal’ is finding travel insurance that offers a high degree of cover whilst being reasonably priced. Here, we’re going to show you how to find these deals.

How Often Do You Travel?

The first thing that you should think about is how often you’re going to be travelling in the coming year. If you take more than two holidays a year, then it will often be more worthwhile to buy an annual policy. This will save you more money in the long term than buying a separate policy for each trip.

Annual cover policies only become viable once you travel more than two times a year.

What Type of Cover Do You Require?

Do you require standard travel insurance? Or, do you have special requirements? For example, those of you with medical issues will require specialist medical insurance. The type of insurance you need should inform where you buy your policy.

If you simply require standard cover, then you can make use of one of the many comparison websites. They will have the best deals for standard policies.



If you require specialist insurance, such as insurance for medical conditions, or travel insurance outside UK, then it’s better to speak directly with the insurance companies. They will be able to offer a tailored quote that will address all of your requirements. You should speak to several different insurance companies to make sure that you’re receiving a reasonable policy at a good price. You can play them off against each other to get the best deals.

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